Money fast bad credit creating a better monetary future

You’re not only building a brighter financial future for yourself, you’ll be part of a like-minded community that is improving access to affordable credit for all when you take out an Oakam loan

Every day we help men and women while they achieve their funds objectives, develop their credit profile and accessibility much better loan prices. During the time that is same simply by using our cellular application to settle on time, Oakam clients are transforming the financing business, making credit less costly and much more obtainable for everybody.

Join our neighborhood of 150,000+ clients.

New consumer? Begin with a loan from ВЈ100 to ВЈ800 today. Fast recovery without any late charges

279% fixed interest that is annual (1427% APR representative)pare Oakam along with other lenders here.

Current consumers can borrow as much as ВЈ5,000 and graduate to a yearly interest of 49% (variable) with your Big loan that is plus.

  • Access less expensive rates as time passes and enhance your credit history
  • Rapidly graduate to prices less than numerous bank cards
  • Borrow as much as ВЈ5,000 while you create your credit profile
  • No setup costs. No late or repayment that is early

at the mercy of terms

Apply with full confidence

Fill our safe application that is online get a determination in moments. No setup charges, no belated costs with no very early repayment charges.

Begin your Oakam trip

Place your loan to work alongside the Oakam software, grow your credit history with time and grow your option to a better monetary future.

Tailor your loan

Access lower prices and bigger quantities as you repay your loan. Borrow as much as ВЈ5,000 as time passes. Learn more

Get in on the 150,000+ consumers that trust us

We’re more than simply a money-lender: we’re on a goal to create obtainable credit a truth for many.

Install our cellular software

The Oakam cellular software will enable you to use as well as assistance you handle your loan:

  • Make an application for a loan
  • Look at your outstanding stability
  • Visit your next payment time
  • Assessment your payment routine

Reasons why you should join Oakam

Bad credit? We will pay attention

We’ll tune in to your tale if you should be on advantages, possess a credit that is bad or simply found its way to great britain. We’ve caused it to be our goal to split down monetary barriers and enhance accessibility for several.

No residence visits - ever before!

Cash is a matter that is private we ensure that is stays that method. Think about us as an option to doorstep financial loans. We’ll never ever hit in your home and you may constantly achieve us using the internet or higher the device.

No concealed unexpected situations

At Oakam you’re constantly in charge. Our items are transparent and simple. We don’t charge late costs and there’s no cost connected with repaying early.

Your connection to a better economic future

While you pay off your Oakam loan, you are able to unlock reduced prices, larger quantities and longer terms. It’s our method of working out for you create your credit profile in the long run.

Handle the Oakam app to your loan

Access your loan and payment schedule by getting our software, thereby applying for tops ups and brand new financial loans in the long term.


Oakam provides easy and easy economic solutions for individuals who battle to borrow from banking institutions. You can expect accountable use of credit and are usually specialized in serving our consumers with value.

Every time we help folks because they achieve their cash objectives, develop their credit profile, and accessibility much better loan prices. In the time that is same by making use of our cellular application to settle on time, Oakam consumers are transforming the lending business, making credit more affordable and much more available for everybody.

How can it work?

It’s simple! You are able to use on our internet site, or via our mobile software. The application may be downloaded through the Apple iStore for iPhone products, or regarding the Bing Enjoy shop for Android os products. If for example the application is authorized, the bucks could be provided for your money in the exact same time. Many successful applicants obtain their particular financial loans within a few hours to be authorized.

At the mercy of condition. Regarding the form, we shall ask you to answer for the month-to-month income and spending in information, so that you can make sure you can afford the month-to-month repayments throughout the lifetime of the mortgage.

Does Oakam execute a credit search?

Yes. But we usually do not solely base our decision on your credit score. At Oakam we recognize that life does not go as planned always. We comprehend you may have a poor credit history that you may have run into financial difficulties in the past and as a consequence. Unlike other loan providers though, Oakam will likely not immediately blacklist you have actually missed repayments. Your credit score and cost assessment help us comprehend your situation that is current when assess the application for a financial loan.

Therefore, even if you have been declined by various other loan providers in past times, we possibly may nevertheless be in a position to assist.

I will be not used to great britain. Can Oakam assist me with that loan?

Yes. We ask you being a resident in the united kingdom for at the very least half a year before you apply for a financial loan with us. All financial financial loans tend to be susceptible to cost inspections along with your economic standing. We welcome new clients every single day and, because our web application procedure is completely automatic, you can easily use if you want to, seven days per week. Our financial financial financial loans tend to be susceptible to your monetary standing.

So what does APR suggest?

APR signifies Apr.

The APR is really a measure that is standard across all credit services and products to simply help customers compare the price of financial loans. Since the APR reflects the annual price of fee for a financial loan, it isn't constantly a measure that is easy comprehend when you compare financial financial financial loans of various lengths.

The APR is, properly, a comparison that is effective for comparable services and products, but additionally to your APR, we constantly explain to you the sum total price of that loan additionally the specific instalments, for example. what you will really repay in complete. We think this information provides you with a fuller image of the expenses of your financial loans and may help you create a well-informed choice whether one of our loans would work for your needs.

I'm self-employed. Can a loan is got by me?

Indeed, at the mercy of your monetary standing.

Am I able to possess a application that is joint my companion?

No. We just provide to people so we usually do not take applications that are joint.