Once you sign up for an Oakam loan, you’re not just building

You’re not only building a brighter financial future for yourself, you’ll be part of a like-minded community that is improving acce to affordable credit for all when you take out an Oakam loan

Every time we help individuals because they achieve their funds objectives, build their credit profile and acce better loan prices. During the time that is same through the use of our mobile application to settle on time, Oakam customers are transforming the financing industry, making credit le costly and more acceible for everybody.

Join our community of 150,000+ clients.

brand New consumer? Begin with a loan from ?100 to ?800 today. Fast turnaround without any fees that are late

279% fixed interest that is annual (1427% APR representative)pare Oakam with other loan providers right right here.

Current clients can borrow up to ?5,000 and graduate to a yearly interest of 49% (variable) with your Big Plus loan.

susceptible to terms

Apply with certainty

Fill our safe online application and get a choice in mins. No setup costs, no belated costs with no repayment that is early.

Begin your Oakam journey

Place your loan to do business with the Oakam application, grow your credit history as time passes and create your method to a brighter future that is financial.

Tailor your loan

Acce lower prices and larger quantities as you repay your loan. Borrow as much as ?5,000 in the long run. Learn more

Join the customers that are 150,000 trust us

We’re more than simply a cash loan provider: we’re on a miion to produce credit that is acceible truth for several.

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Install our mobile app

The Oakam app that is mobile permit you to use as well as assistance you manage your loan:

Bad credit? We are going to pay attention

We’ll tune in to your story if you're on benefits, have credit that is bad or simply just found its way to great britain. We’ve caused it to be our miion to split down economic obstacles and increase acce for several.

No house visits - ever!

Cash is a matter that is private we keep it in that way. Think about us as an option to doorstep loans. We’ll never knock in your home and you will constantly achieve us online or higher the telephone.

No concealed shocks

At Oakam you’re always in charge. Our items are easy and clear. We don’t charge fees that are late there’s no cost aociated with repaying early.

Your connection up to a brighter future that is financial

While you pay off your Oakam loan, you are able to unlock reduced prices, bigger quantities and longer terms. It’s our method of working out for you grow your credit profile with time.

Handle your loan with all the Oakam application

Acce your loan and payment routine by downloading our software, thereby applying for tops ups and loans that are new the near future.


Oakam provides easy and easy services that are financial individuals who battle to borrow from banking institutions. We provide responsible acce to credit and they are focused on serving our customers with respect.

Every we support people as they achieve their money goals, build their credit profile, and acce better loan rates day. During the same time, by making use of our mobile software to settle on time, Oakam clients are changing the financing industry, making credit le costly and much more acceible for all.

So how exactly does it work?

It’s simple! You are able to use on our internet site, or via our mobile software. The application could be downloaded through the Apple iStore for iPhone products, or in the Bing Enjoy shop for Android os products. In case your application is approved, the bucks is sent to your money in the same time. Many succeful prospects get their loans within an hour or two to be approved.

At the mercy of status. From the application, we'll ask you to answer for the month-to-month income and expenditure in information, to be able to concur that you are able to afford the month-to-month repayments within the life of the mortgage.

Does Oakam do a credit search?

Yes. But we don't base our choice entirely on your credit score. At Oakam we realize that life does not go as planned always. We realize you may have a poor credit history that you may have run into financial difficulties in the past and as a consequence. Unlike other loan providers though, Oakam will likely not immediately blacklist you have actually mied repayments. Your credit rating and affordability aement assist us understand your present situation when we ae the job for the loan.

Therefore, even we might still be able to help if you have been declined by other lenders in the past.